.fnr-cold-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:25px;padding:20px;margin-bottom:40px}.fnr-cold-card{background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:30px;transition:transform .3s ease}.fnr-cold-card:hover{transform:translateY(-5px);border-color:#00acc1;box-shadow:0 10px 25px rgba(30,60,114,.08)}